Ukuqinisekisa okungaphezulu kwedatha

Esikhathini esithile esedlule, salahlekelwa yisiteshi esiphelele ngemuva kwezinsuku ezimbili sikhishiwe, ngemuva kokukhokha ngisho nomseshi wangasese oyisitayela sesiNgisi, sagcina sithathe isinqumo sokukhokha umshwalense wempahla kuyo yonke imishini yokuhlola eyeqe u- $ 1,000. Nginomngane futhi olahlekelwe yinoma iyiphi imishini yeMagellan GPS ayeyisabalalisa ngesikhathi iSiphepho uMitch sihlasela iCentral America, yena uqobo ulahlekelwe izixhumanisi nangesizathu sakhe.

Kuzozwakala kunzima kwabanye, kodwa ukukhuluma ngomshuwalense wefa akuyona inkinga ngaphandle kwemakethe yezobuchwepheshe, ikakhulukazi ngoba izitsha zomsebenzi kanye nemishini ziyigugu njengokuphila kwenkampani.
Kodwa kungani ngicabanga ukuthi kufanelekile ukutshala izimali ekuphepha kwemishini?

1. Impilo yomhlaba we-geomatic idatha

Kunezindleko ezingenakho ukuqhathaniswa, njenge-server eyi-$ 4,000, nezinhlelo ezifakiwe ezingafinyelela ku-$ 15,000 kodwa nedatha edlula i-$ 300,000.
Ukukholelwa ukuthi i-antivirus, amandla okulondoloza, udonga lomlilo nesistimu yokulondoloza kuyanele kungaba optics elinganiselwe ngaphambi kokuba kungenzeka ukweba okungenzeka kube ngaphakathi ngaphakathi hhayi nge-shoplifter nge-mask ne-black striped shirt .

I-2. Ukuvimbela yisilinganiso esinempilo

Isikhundla ebesingenzeki kimi siphela lapho senzeka kumngani osondele noma ilungu lomndeni. Kungaba ukugula, ingozi, ukweba noma into yemvelo, ukukhala ngemuva kwalokho kuyindlela engasebenzi. Kepha futhi nokuba nabasebenzi kusho ukucabanga ngezindleko ezingaba nazo zokubagcina bephilile futhi bevikelwe ngaso sonke isikhathi, akunandaba ukuthi sinekhodi yokuphepha eqinisekisiwe.

I-3. Namuhla ukunikezwa kwezinsizakalo zokuphepha kuhlukahlukene

Uma sibheka udaba lwenkampani ezinikele ekuhlinzekeni izinsizakalo zokuphepha, siyabona ukuthi akudingekile ukuthi ukhokhe umshuwalense onzima lapho umphefumulo uthengiswa khona ungaziwa. Ukwengeza kulokhu, iningi lezinkampani ezinkulu zomshuwalense zinokufakwa kwendawo ngabamele noma abaqinisekisi.

I-EZ Insurance iyisibonelo, sokuthi ngaphandle kokusebenza ngokuphelele ku-inthanethi, ungeza ikheli leposi nohlobo lomshuwalense, ingcaphuno eyenziwe ngezifiso ingatholakala ngqo noma ngabahlinzeki benkampani bendawo. Le yingosi ekuvumela ukuthi uthole izindlela ezingcono kakhulu zesidingo somshuwalense ojwayelekile noma othize.

Umshwalense abawunikezayo ungaba:

Umshuwalense Wemihlaba  Ngalokhu kungenzeka ukuqinisekisa kokubili indlu, ihhovisi, isakhiwo noma imishini ethile; kungabikho ukweba, ukulimala noma ukulimala kwabanesithathu.

Umshwalense Wokuzenzakalela  Lo ngumshuwalense osetshenziswa kakhulu, ngoba kungekudala sizithola sinezingozi ezigcina zibiza kakhulu kunaleyo esiyikhokhela imoto ... futhi ngokuvamile ayinakuvinjwa ngaphambi komshayeli olukhohlisayo.

Umshwalense wokuphila  Lokhu kwenzelwa ukunganikeli kumshuwalense wezwe noma wasekolishi, futhi ungafuni ukuhlala ezinsukwini zokugcina ekhaya labahlengikazi.

Umshwalense wempilo Lokhu kuvame ukusetshenziselwa impilo, futhi ngokuvamile ihlanganisa izindleko zesibhedlela, imithi kanye nezimo eziphuthumayo.

Ngamafuphi, izinto ezithakazelisayo ezifana ne-EZ Insurance,

• inketho yokufuna isaphulelo ikhodi ye-zip
• ukusebenza umshuwalense onthanethi, ngoba akudingekile ukusuka ehhovisi futhi uphathe noma iyiphi inqubo, kusuka kwesilinganiso kuya kubaphathi abaphethwe ... konke ku-inthanethi.

Uma ungacabangi ukuthi umshuwalense uyasiza kakhulu, ngiyakwazi ukutshela enye ingxenye yendaba, leyo yomphenyi 🙂